Jacksonville, North Carolina: health insurance

Jacksonville is in Onslow County. Here is what Jacksonville residents should know about coverage.

Coverage in Jacksonville

Jacksonville has about 72,879 residents (U.S. Census Bureau 2023 estimate).

Plans for Jacksonville residents are determined by Onslow County, home to about 213,676 people (2023 estimate). Medicare Advantage plans and marketplace plans are offered by area, so use your ZIP code when you compare, and make sure a plan covers Onslow County before you choose it.

  • Turning 65 in Jacksonville? Your Initial Enrollment Period runs seven months around your birthday. SHIIP (Seniors' Health Insurance Information Program) offers free counseling at 855-408-1212.
  • Buying your own plan? Shop through HealthCare.gov (federal Marketplace).
  • Medicaid questions? NC Medicaid (NC Department of Health and Human Services) handles applications.

North Carolina note: North Carolina began accepting Medicaid eligibility determinations from the federal Marketplace in February 2024, part of the state's continued rollout of Medicaid expansion -- an application that starts on HealthCare.gov can now route directly into NC Medicaid without a separate state application.

Medicare plans leaving Onslow County for 2027

Medicare plans are set by county, so this applies to residents of this city. 5 plans are listed in Onslow County for 2026 but not for 2027, covering at least 2,143 people.

Plan going awayCompanyPeople enrolled (at least)
UHC Dual Complete NC-S3 (HMO-POS D-SNP)
H5253-184
UnitedHealthcare1,564
UHC Dual Complete NC-D001 (HMO-POS D-SNP)
H5253-041
UnitedHealthcare553
AARP Medicare Advantage Access from UHC NC-23 (PPO)
H2001-084
UnitedHealthcare26

See all 5 plans leaving Onslow County →

A plan can be listed because it was renumbered or replaced, not only because a company is leaving the county. When the same company keeps other plans there, members are usually moved to a replacement plan. Your plan should send you a notice, and Medicare’s Annual Enrollment Period (October 15 to December 7) is when you can compare and switch. “People enrolled” is the number enrolled in that plan today (CMS hides counts of 10 or fewer). Source: CMS Medicare Advantage and Part D landscape files for 2026 and 2027, and CMS enrollment data from September 2026.

Colleges and universities near Jacksonville

North Carolina public institutions include University of North Carolina at Chapel Hill, North Carolina State University, East Carolina University. Students and employees at these schools should check their school’s student health or benefits office, because campus plans and employer plans work differently from individual coverage. More about North Carolina colleges.

Do Jacksonville and Onslow County have the same plans?

Plans are offered by service area, and Jacksonville falls under Onslow County. A plan that serves Onslow County is generally the one that applies to you.

Do I have to enroll if I call?

No. A call is a conversation about your options.

Jacksonville residents: call 855-367-1095

Call Lander LLC to go over your options. There is no cost to call or to speak with an agent, and you are never required to enroll in anything.

Call 855-367-1095

Other major North Carolina cities

Reviewed by Richard Lander, licensed insurance agent (NPN 21255551), Lander LLC. Last updated October 3, 2026. This page is educational and is not a quote, an offer of coverage, or legal or tax advice.

Do it yourself

Prefer to look and enroll yourself?

Compare plans and enroll on your own time. Or call 855-367-1095 any time you want a licensed agent’s help.

Medicare

Medicare Open Enrollment starts October 15th

Take a look at North Carolina plans, or go ahead and enroll yourself. Call if you need any help with your application.

Under 65 · ACA

ACA Open Enrollment opens November 1st

Take a look at North Carolina plans, or go ahead and enroll yourself when it opens. Call if you need any help with your application.

Questions along the way? Call 855-367-1095 for assistance.